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These are the terms and conditions governing the use of this service and the agreement that operates between you and Kapita. These terms and conditions set out the rights and obligations of all users regarding the use of the service.
Interpretation and definitions
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Interpretation and definitions
For the purposes of these terms and conditions:
Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
Country refers to: Sweden
Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Kapita Investment Group, Lilla Bommen 2.
Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
Service refers to the Website.
Terms and Conditions (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service. This Terms and Conditions agreement has been created with the help of the Free Terms and Conditions Generator.
Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.
Website refers to Kapita, accessible from www.kapita.com
You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
Kapita: Refers to Kapita Investment Group, its affiliates, subsidiaries, and associated entities providing the Services.
Services: Refers to all services, features, tools, and resources offered by Kapita, including but not limited to the login portal, account management system, and digital platform functionalities.
User: Any individual or entity accessing or using the Services, including account holders and visitors.
Account: The personal profile created by a user to access and utilize specific features of Kapita’s Services through the login portal.
Login Portal: The secure digital platform where users create, access, and manage their Kapita accounts.
Content: Any data, information, text, images, or other materials made available by Kapita or uploaded by users while using the Services.
These Terms and Conditions govern your access to and use of the services, features, and functionalities provided by Kapita through its website, login portal, and associated platforms ("the Services"). The purpose of these T&Cs is to:
Define the relationship between Kapita ("we," "us," "our") and the user ("you," "your").
Outline the rights and responsibilities of both parties.
Ensure a secure, transparent, and compliant environment for all users.
By accessing or using the Services, you agree to be bound by these T&Cs. If you do not agree, you must refrain from using our services.
These Terms and Conditions apply to all individuals and entities accessing or using Kapita’s Services, including but not limited to:
Account holders using the login portal.
Visitors to Kapita’s website.
Users interacting with any digital or physical resources provided by Kapita.
Certain features or services may have additional specific terms, which will be presented for your review and acceptance before use. In case of conflict between these Terms and Conditions and any specific terms, the latter will prevail for the relevant service or feature.
By accessing or using our services, you:
1. Agree to be legally bound by these terms and conditions.
2. Represent that you are eligible to use the Services as per section "Account eligibility".
3. Acknowledge that Kapita reserves the right to amend these terms and conditions at any time, with changes effective upon posting. Continued use of the services constitutes acceptance of any updated terms.
Kapita is committed to:
Providing a secure and efficient platform for users.
Protecting the privacy and personal data of users.
Ensuring compliance with all applicable laws and regulations.
These terms and conditions are integral to upholding these principles and fostering a trustworthy environment for all stakeholders.
Compliance with laws and regulations
By accessing or using Kapita’s services, you agree to comply with all applicable laws, regulations, and these terms and conditions. Any violation may result in the suspension or termination of your access to the services.
Prohibited activities
Users are strictly prohibited from:
Engaging in any activity that could disrupt, damage, or interfere with the functionality of Kapita’s Services, website, or login portal.
Using the services for fraudulent, illegal, or unauthorized purposes.
Transmitting viruses, malware, or other harmful software through the services.
Attempting to gain unauthorized access to Kapita’s systems, user accounts, or data.
Posting or sharing any content that is defamatory, obscene, abusive, or violates intellectual property rights.
Account security
You are responsible for safeguarding your login credentials and agree not to share them with others. Any activity conducted through your account is your responsibility, and Kapita will not be liable for unauthorized use if you fail to secure your credentials.
Accuracy of information
All information provided by you during account creation, registration, or use of the services must be accurate, complete, and up-to-date. Misrepresentation may result in immediate account suspension or termination.
Consequences of breach
Any breach of these obligations may lead to actions including, but not limited to:
Immediate suspension or termination of your account.
Legal action to recover damages or prevent further violations.
Reporting to appropriate authorities, if applicable.
These are the terms and conditions governing the use of this service and the agreement that operates between you and the company. These terms and conditions set out the rights and obligations of all users regarding the use of the service. Your access to and use of the service is conditioned on your acceptance of and compliance with these terms and conditions. These terms and conditions apply to all visitors, users and others who access or use the service. By accessing or using the service tou agree to be bound by these terms and conditions. If you disagree with any part of these terms and conditions then you may not access the service. You represent that you are over the age of 18. The company does not permit those under 18 to use the service. Your access to and use of the service is also conditioned on Yyour acceptance of and compliance with the privacy policy of the company. Our privacy policy describes our policies and procedures on the collection, use and disclosure of your personal information when you use the Application or the Website and tells You about Your privacy rights and how the law protects you. Please read our privacy policy carefully before using our service.
Our service may contain links to third-party web sites or services that are not owned or controlled by the company. The company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services. We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these terms and conditions. Upon termination, your right to use the service will cease immediately.
To the maximum extent permitted by applicable law, in no event shall the company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the service, third-party software and/or third-party hardware used with the service, or otherwise in connection with any provision of this terms), even if the company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.
The service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the company, on its own behalf and on behalf of its affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the company provides no warranty or undertaking, and makes no representation of any kind that the service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.
Without limiting the foregoing, neither the company nor any of the company's provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the service, or the information, content, and materials or products included thereon; (ii) that the service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the service; or (iv) that the service, its servers, the content, or e-mails sent from or on behalf of the company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.
Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.
The laws of the country, excluding its conflicts of law rules, shall govern this terms and your use of the service. Your use of the application may also be subject to other local, state, national, or international laws.
If you are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident.
Account creation
To access certain features or services provided by Kapita, users may be required to create an account through our login portal. By creating an account, you agree to:
Provide accurate, current, and complete information during the registration process.
Update your account information promptly if there are any changes to ensure it remains accurate and complete.
Choose a secure password and keep it confidential.
Kapita reserves the right to reject or revoke account registrations if the information provided is found to be false, misleading, or violates our terms of use.
Account responsibility
You are solely responsible for:
Maintaining the security and confidentiality of your login credentials.
Any activities conducted under your account.
Immediately notifying Kapita of any unauthorized use or security breaches related to your account.
Kapita is not liable for any loss or damage resulting from your failure to comply with these obligations.
Account eligibility
Accounts are limited to individuals who:
Are at least 18 years of age (or meet the age of majority in your jurisdiction).
Have not been previously banned or restricted by Kapita for violating these terms.
By creating an account, you confirm that you meet these eligibility requirements.
Account termination
Kapita reserves the right to suspend or terminate your account without prior notice if:
You violate these terms and conditions or any applicable laws.
Your account activity is suspected to involve fraudulent, abusive, or illegal conduct.
Your account remains inactive for an extended period, as determined by Kapita.
Upon termination, you may lose access to certain features, including data or content associated with your account.
Use of the login portal
By using Kapita’s login portal, you agree to:
Access and use the portal solely for lawful purposes related to the services provided by Kapita.
Not share your login credentials with others or use another user’s account without authorization.
Adhere to any additional terms governing the use of specific features accessible through the portal.
Privacy and data rotection
The personal information you provide during account registration and use will be processed in accordance with Kapita's Privacy Policy. This includes:
Storing your account details securely.
Ensuring data is processed lawfully and transparently.
Providing you with the ability to access, modify, or delete your data in compliance with applicable data protection laws.
If any provision of these terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
Except as provided herein, the failure to exercise a right or to require performance of an obligation under these terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.
These terms and conditions may have been translated in English. The log in portal is available in English and Swedish. You agree that the original English text shall prevail in the case of a dispute.
We reserve the right, at our sole discretion, to modify or replace these terms at any time. If a revision is material we will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the service.